FAQ

How do I decide whether I should go for a no credit check mobile phone contract?
When it comes to no credit check mobile phone contracts, the decision making process is fairly simple. Agreeing on the fact that you must have a mobile phone in the world of today, we can move on to considering how to get one. If you can outright buy a mobile phone and use pay-as-you-go services, you are well and good to go. However, to get a mobile phone contract, you must have a satisfactory credit ratings, without which all you get is a rejection. You can try getting one of the regular loans or simply buy a mobile phone outright. However, if you fail in both of these endeavors, you really do need one of our contracts.


I do not have a bad credit history, why am I not getting regular contracts?
Rejections on your mobile phone contract applications are not limited to those with bad credit. Most providers need to be assured of your credit worthiness and this only happens when you have a good credit rating. Therefore, even if you do not have a bad credit history, not having a credit history does not help your case either.


Can’t I just build up my credit ratings and apply for a regular contract?
Building up your credit ratings before applying for a regular contract is in fact the best policy to go ahead with, but how do you do that when lenders and providers are reluctant in allowing you a chance? Our contracts are this platform you need to showcase your creditworthiness. By being punctual on the installments, you can build up your credit ratings and thus, eventually move on to regular loans.


How do no credit check mobile phone contracts work?
By taking out the credit check part of the entire process, these contracts become available to anyone and everyone willing to get them. Our 100% guaranteed contracts do just that, and our available at a distance of a few clicks.


How much do I pay?
While it is safe to say that these contracts are slightly more expensive than many regular contracts that you may come across, we find you the best Go Mobile deals from the market and thus, ensure what you pay is well within your pocket-size. Depending on the phone you select, you may or may not pay a deposit fee. With the very expensive handsets, this deposit usually exists. In addition, the cost of the handset and the data service is broken down into installments that you must pay on a monthly basis. The duration of the contract, the choice of the handset, and your decision on how loaded you want the contract to be determine these monthly payments.


What happens to my credit rating if I do take up a no credit check contract?
With our contracts, you get a platform to showcase your creditworthiness. If you are punctual with all the relevant payments, you will see that your credit ratings will take a turn for the best.


How soon can I get one of your contracts?
We make our contracts available to you at a distance of 30 seconds. All you need to do is to fill in our online application and you can have your contract on the very same day.


What if I want to change my mind?
At Micma Mobiles, we are not just about selling contracts, but empowering and enlightening you on every step. This is why we have a team dedicated to listening whatever qualms and questions you may have. We encourage you to contact us and let us inform you about what we really are. Until you sign the official contract, you are free to change your mind.


What if I have additional questions?
We simply cannot answer all the different questions that may arise from all the different potential customers. Therefore, if you have a question that you feel is not answered, we are more than glad to listen to what you have to say. Just leave us an email or ring us up and we will make sure that your questions are adequately answered.